Pricing

Simple, per-call pricing

Build for free with test keys. When you go live, every call is paid from your workspace wallet at the price below, and your Usage page shows each one.

Test mode is free

Test keys are free: nothing is sent, charged or taken from your wallet.

Pay as you go

Live calls are paid from your workspace wallet, as you go. Plans unlock features and the monthly allowances shown; usage beyond them is paid from the wallet. Top up from ₦1,000.

Every charge itemised

Your Usage page lists every call and what it cost, and the price in force is shown before you call.

Messaging

Messaging prices
API	Price	Billed
SMS A page is 160 characters (153 per page when a message needs more than one; 70 and 67 with emoji or non-Latin characters). per page, per recipient	₦10	per page, per recipient
SMS one-time codes (OTP) Send and verify codes with one call each; the code is checked by StackApi. per page, per recipient	₦10	per page, per recipient
SMS on the corporate route Opened per account after review. per page	Talk to sales	per page
Email Send from StackApi's address or from your own verified domain. per email	₦1	per email

Payments and payouts

Payments and payouts prices
API	Price	Billed
Payments in naira (card, bank transfer, USSD) The ₦110 is waived on payments of ₦2,500 or less; capped at ₦2,100 per payment. per successful payment	1.6% + ₦110	per successful payment
International card payments Cards in major currencies; your wallet is credited in naira once the payment is confirmed. Needs business verification. per successful payment	6% + 0.30 in the charge currency	per successful payment
Payouts to Nigerian bank accounts ₦15 up to ₦5,000; ₦30 up to ₦50,000; ₦60 above that. per payout	₦15 to ₦60	per payout
Escrow of the amount held	1.5%	of the amount held

Identity and business verification

A check is charged only when the registry answers. If no record is found or the registry cannot answer, the charge is refunded.

Identity and business verification prices
API	Price	Billed
BVN (basic) per completed check	₦60	per completed check
BVN (advanced) per completed check	₦100	per completed check
BVN with face match per completed check	₦110	per completed check
NIN (basic) per completed check	₦60	per completed check
NIN or vNIN (advanced) per completed check	₦130	per completed check
NIN with face match per completed check	₦200	per completed check
Phone number (basic) per completed check	₦50	per completed check
Phone number (advanced) per completed check	₦150	per completed check
CAC company (basic) per completed check	₦100	per completed check
CAC company (advanced, with directors) per completed check	₦200	per completed check
Tax identification number (TIN) per completed check	₦100	per completed check
Driver's licence (basic) per completed check	₦70	per completed check
Driver's licence (advanced) per completed check	₦100	per completed check
Driver's licence with face match per completed check	₦150	per completed check
International passport per completed check	₦120	per completed check
International passport with face match per completed check	₦200	per completed check
Voter's card per completed check	₦600	per completed check
Credit report (individual) per completed check	₦450	per completed check
Credit report (business) per completed check	₦450	per completed check
Bank account name match per completed check	₦60	per completed check
Vehicle plate number per completed check	₦40	per completed check
Stamp duty certificate per completed check	₦110	per completed check
Face comparison per completed check	₦70	per completed check
Face liveness per completed check	₦70	per completed check
NYSC record per completed check	₦5,200	per completed check
AML, sanctions and PEP screening Priced by volume and opened per account. per check	Talk to sales	per check
Bank account lookup (account name) per completed check	₦60	per completed check
Vehicle identification number (VIN) per completed check	₦70	per completed check
BVN lookup by phone number per check	Opening soon	per check
Driver's licence (photo of the licence) per check	Opening soon	per check
Document verification (passport, licence, ID card, residence permit, utility bill) per check	Opening soon	per check
WAEC result verification per check	Opening soon	per check
Company search by name (Nigeria and other countries) per completed check	₦1,040	per completed check

Bill payments

You pay the face value plus StackApi's fee, from your wallet.

Bill payments prices
API	Price	Billed
Airtime of the face value	1.5%	of the face value
Data bundles of the face value	1.5%	of the face value
Electricity of the face value	1.5%	of the face value
Cable TV of the face value	1.5%	of the face value
Betting wallet funding of the face value	1.5%	of the face value
Education PINs of the face value	1.5%	of the face value

Data, finance and commerce APIs

Data, finance and commerce APIs prices
API	Price	Billed
Nigerian Data Free: not included · Starter: 50,000 a month · Growth: 250,000 a month · Enterprise: unlimited per request	Included in plans	per request
Education Free: not included · Starter: 50,000 a month · Growth: 250,000 a month · Enterprise: unlimited per request	Included in plans	per request
Banks and Reference Data Free: not included · Starter: 50,000 a month · Growth: 250,000 a month · Enterprise: unlimited per request	Included in plans	per request
Address and Postcodes Free: not included · Starter: 20,000 a month · Growth: 100,000 a month · Enterprise: unlimited per lookup	Included in plans	per lookup
Calendar Free: not included · Starter: 50,000 a month · Growth: 250,000 a month · Enterprise: unlimited per request	Included in plans	per request
Tax Free: not included · Starter: 10,000 a month · Growth: 50,000 a month · Enterprise: unlimited per calculation	Included in plans	per calculation
Ledger Free: not included · Starter: not included · Growth: 100,000 a month · Enterprise: unlimited per ledger entry	Included in plans	per ledger entry
Finance Free: not included · Starter: not included · Growth: 25,000 a month · Enterprise: unlimited per transaction evaluated	Included in plans	per transaction evaluated
Address Verification Per verification ordered. Refunded when the check is cancelled or refused at submission. per verification	₦15,000	per verification
FX Rates Per rates, conversion or history request. The currency list is free. per request	₦5	per request
Virtual Cards Per card issued. Funding fees and the dollar rate are shown before each funding. per card issued	Opening soon	per card issued
Logistics Capped at ₦1,000 per shipment. StackApi's fee on each shipment, on top of the courier's price shown in the quote. Refunded with the courier price when a shipment is cancelled. per shipment	2.5%	per shipment
Commerce Payments made through invoices and links are charged at the Payments price. per invoice	₦25	per invoice
Recurring Billing per successful recurring charge	Opening soon	per successful recurring charge
Banking Capped at ₦400 per incoming payment. Per payment received into a customer account. Creating accounts and name checks are free. per incoming payment	1.5%	per incoming payment

Reports and risk

Reports and risk prices
API	Price	Billed
Branded report (PDF or Excel) per report	₦200	per report
Fraud score per scored transaction	₦5	per scored transaction
Compliance report per report	₦500	per report

Monthly plans

Optional. Plans unlock team features and the monthly allowances of the APIs marked “Included in plans”. Every plan pays for live calls from the wallet.

Free

Pay as you go, test mode, every live API

Starter

₦15,000 a month

Bulk SMS (up to 10,000 recipients a call)

Growth

₦45,000 a month

Bulk SMS (up to 10,000 recipients a call)
Automatic webhook retries
Analytics API
Team members and sub-keys

Enterprise

₦120,000 a month

Bulk SMS (up to 10,000 recipients a call)
Automatic webhook retries
Analytics API
Team members and sub-keys
White label
Priority support

Higher volumes or a sales-led product?

AML screening, background checks and the corporate SMS route are priced by volume. Talk to us.

Get test keys [email protected]

Prices in naira (₦), as charged today. Prices can change with 30 days' notice (Terms of Service, section 5).